Term deposit rate changes

Every change to a published retail term deposit rate we have read, at every bank on the Consumer Data Right register, newest first. 368 changes since 26 Aug 2026, across 56 banks. Read daily; the date is the first day our read showed the new rate.

The cash rate

RBA cash rate target4.60%up 0.25 points · effective 30 Sep 2026 · statement

12 Aug 20264.35%unchanged

17 Jun 20264.35%unchanged

6 May 20264.35%up 0.25 points

Reserve Bank of Australia cash rate target decisions, from rba.gov.au. Term deposit rates tend to move around these dates; the changes below say whether they did.

Week by weekweeks starting Monday

Rate changes per week: rises, cuts, banks that moved, and the largest move each way.
Week of	Rises	Cuts	Banks	Largest rise	Largest cut
5 Oct 2026	▲154	▼10	23	Unity Bank 13mo ▲ +1.65	St.George 8mo ▼ −1.60
28 Sep 2026	▲50	▼4	12	Beyond Bank 9mo ▲ +1.45	The Mutual Bank 7mo ▼ −1.15
21 Sep 2026	▲47	▼2	16	People First Bank 2yr ▲ +0.50	Bendigo Bank 1yr ▼ −0.10
14 Sep 2026	▲48	▼6	14	ING 2yr ▲ +0.55	NAB 9mo ▼ −1.30
7 Sep 2026	▲7	▼2	8	Auswide Bank 3yr ▲ +1.00	Suncorp Bank 1yr ▼ −0.05
31 Aug 2026	▲12	▼10	10	Judo Bank 9mo ▲ +0.45	Judo Bank 7mo ▼ −0.50
24 Aug 2026	▲0	▼16	6	—	Westpac 8mo ▼ −1.45

Every change, last 90 days368 listed

10 October 2026 · 13 changes · ▲12 ▼1

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
10 Oct 2026	St.George	8mo	5.20 → 3.60	▼ −1.60
10 Oct 2026	Central Murray Bank	3mo	3.25 → 3.50	▲ +0.25
10 Oct 2026	Central Murray Bank	4mo	3.25 → 3.50	▲ +0.25
10 Oct 2026	Central Murray Bank	6mo	4.00 → 4.25	▲ +0.25
10 Oct 2026	Central Murray Bank	9mo	3.50 → 3.75	▲ +0.25
10 Oct 2026	Central Murray Bank	10mo	3.50 → 3.75	▲ +0.25
10 Oct 2026	Central Murray Bank	11mo	3.50 → 3.75	▲ +0.25
10 Oct 2026	Central Murray Bank	1yr	4.25 → 4.50	▲ +0.25
10 Oct 2026	Central Murray Bank	15mo	4.00 → 4.25	▲ +0.25
10 Oct 2026	Central Murray Bank	2yr	3.50 → 3.75	▲ +0.25
10 Oct 2026	Bankwest	3mo	4.80 → 5.00	▲ +0.20
10 Oct 2026	Bankwest	5mo	5.00 → 5.15	▲ +0.15
10 Oct 2026	Bankwest	1yr	5.20 → 5.30	▲ +0.10

9 October 2026 · 7 changes · ▲0 ▼7

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
9 Oct 2026	Bank of Melbourne	8mo	5.20 → 3.60	▼ −1.60
9 Oct 2026	BankSA	8mo	5.20 → 3.60	▼ −1.60
9 Oct 2026	Alex Bank	6mo	5.30 → 5.10	▼ −0.20
9 Oct 2026	Alex Bank	3mo	5.00 → 4.90	▼ −0.10
9 Oct 2026	Alex Bank	5yr	5.40 → 5.30	▼ −0.10
9 Oct 2026	Alex Bank	9mo	5.35 → 5.30	▼ −0.05
9 Oct 2026	Alex Bank	1yr	5.55 → 5.50	▼ −0.05

8 October 2026 · 127 changes · ▲127 ▼0

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
8 Oct 2026	Unity Bank	13mo	3.85 → 5.50	▲ +1.65
8 Oct 2026	Unity Bank	18mo	3.85 → 5.50	▲ +1.65
8 Oct 2026	Bank of Melbourne	8mo	3.60 → 5.20	▲ +1.60
8 Oct 2026	BankSA	8mo	3.60 → 5.20	▲ +1.60
8 Oct 2026	St.George	8mo	3.60 → 5.20	▲ +1.60
8 Oct 2026	Unity Bank	7mo	4.05 → 5.20	▲ +1.15
8 Oct 2026	Unity Bank	8mo	4.05 → 5.20	▲ +1.15
8 Oct 2026	Unity Bank	10mo	4.25 → 5.25	▲ +1.00
8 Oct 2026	Unity Bank	11mo	4.25 → 5.25	▲ +1.00
8 Oct 2026	Unity Bank	4yr	4.25 → 5.20	▲ +0.95
8 Oct 2026	Unity Bank	5yr	4.25 → 5.20	▲ +0.95
8 Oct 2026	Unity Bank	4mo	4.05 → 4.80	▲ +0.75
8 Oct 2026	Unity Bank	5mo	4.05 → 4.80	▲ +0.75
8 Oct 2026	Australian Mutual Bank	6mo	4.65 → 5.15	▲ +0.50
8 Oct 2026	Dnister Bank	18mo	4.70 → 5.20	▲ +0.50
8 Oct 2026	Firefighters Mutual Bank	6mo	4.65 → 5.15	▲ +0.50
8 Oct 2026	Health Professionals Bank	6mo	4.65 → 5.15	▲ +0.50
8 Oct 2026	Teachers Mutual Bank	6mo	4.65 → 5.15	▲ +0.50
8 Oct 2026	UniBank	6mo	4.65 → 5.15	▲ +0.50
8 Oct 2026	Unity Bank	1mo	2.50 → 3.00	▲ +0.50
8 Oct 2026	Unity Bank	3yr	4.85 → 5.20	▲ +0.35
8 Oct 2026	Dnister Bank	3mo	4.80 → 5.10	▲ +0.30
8 Oct 2026	Dnister Bank	6mo	5.00 → 5.30	▲ +0.30
8 Oct 2026	Dnister Bank	1yr	5.25 → 5.55	▲ +0.30
8 Oct 2026	Dnister Bank	2yr	4.70 → 5.00	▲ +0.30
8 Oct 2026	Australian Mutual Bank	5mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Australian Mutual Bank	9mo	4.55 → 4.80	▲ +0.25
8 Oct 2026	Australian Mutual Bank	10mo	4.55 → 4.80	▲ +0.25
8 Oct 2026	Australian Mutual Bank	11mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Australian Mutual Bank	17mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Australian Mutual Bank	18mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Australian Mutual Bank	23mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Australian Mutual Bank	2yr	4.05 → 4.30	▲ +0.25
8 Oct 2026	Australian Mutual Bank	35mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Australian Mutual Bank	3yr	4.05 → 4.30	▲ +0.25
8 Oct 2026	Firefighters Mutual Bank	5mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Firefighters Mutual Bank	9mo	4.55 → 4.80	▲ +0.25
8 Oct 2026	Firefighters Mutual Bank	10mo	4.55 → 4.80	▲ +0.25
8 Oct 2026	Firefighters Mutual Bank	11mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Firefighters Mutual Bank	17mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Firefighters Mutual Bank	18mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Firefighters Mutual Bank	23mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Firefighters Mutual Bank	2yr	4.05 → 4.30	▲ +0.25
8 Oct 2026	Firefighters Mutual Bank	35mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Firefighters Mutual Bank	3yr	4.05 → 4.30	▲ +0.25
8 Oct 2026	Great Southern Bank	7mo	5.00 → 5.25	▲ +0.25
8 Oct 2026	Great Southern Bank	1yr	5.20 → 5.45	▲ +0.25
8 Oct 2026	Health Professionals Bank	5mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Health Professionals Bank	9mo	4.55 → 4.80	▲ +0.25
8 Oct 2026	Health Professionals Bank	10mo	4.55 → 4.80	▲ +0.25
8 Oct 2026	Health Professionals Bank	11mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Health Professionals Bank	17mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Health Professionals Bank	18mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Health Professionals Bank	23mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Health Professionals Bank	2yr	4.05 → 4.30	▲ +0.25
8 Oct 2026	Health Professionals Bank	35mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Health Professionals Bank	3yr	4.05 → 4.30	▲ +0.25
8 Oct 2026	Teachers Mutual Bank	5mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Teachers Mutual Bank	9mo	4.55 → 4.80	▲ +0.25
8 Oct 2026	Teachers Mutual Bank	10mo	4.55 → 4.80	▲ +0.25
8 Oct 2026	Teachers Mutual Bank	11mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Teachers Mutual Bank	17mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Teachers Mutual Bank	18mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Teachers Mutual Bank	23mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Teachers Mutual Bank	2yr	4.05 → 4.30	▲ +0.25
8 Oct 2026	Teachers Mutual Bank	35mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	Teachers Mutual Bank	3yr	4.05 → 4.30	▲ +0.25
8 Oct 2026	UniBank	5mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	UniBank	9mo	4.55 → 4.80	▲ +0.25
8 Oct 2026	UniBank	10mo	4.55 → 4.80	▲ +0.25
8 Oct 2026	UniBank	11mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	UniBank	17mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	UniBank	18mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	UniBank	23mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	UniBank	2yr	4.05 → 4.30	▲ +0.25
8 Oct 2026	UniBank	35mo	4.05 → 4.30	▲ +0.25
8 Oct 2026	UniBank	3yr	4.05 → 4.30	▲ +0.25
8 Oct 2026	Unity Bank	2mo	3.00 → 3.25	▲ +0.25
8 Oct 2026	Great Southern Bank	3mo	4.90 → 5.10	▲ +0.20
8 Oct 2026	Great Southern Bank	5yr	5.25 → 5.45	▲ +0.20
8 Oct 2026	Unity Bank	6mo	5.15 → 5.35	▲ +0.20
8 Oct 2026	Unity Bank	9mo	5.15 → 5.35	▲ +0.20
8 Oct 2026	Unity Bank	1yr	5.30 → 5.50	▲ +0.20
8 Oct 2026	Australian Mutual Bank	3mo	4.85 → 5.00	▲ +0.15
8 Oct 2026	Australian Mutual Bank	4mo	4.85 → 5.00	▲ +0.15
8 Oct 2026	Firefighters Mutual Bank	3mo	4.85 → 5.00	▲ +0.15
8 Oct 2026	Firefighters Mutual Bank	4mo	4.85 → 5.00	▲ +0.15
8 Oct 2026	Health Professionals Bank	3mo	4.85 → 5.00	▲ +0.15
8 Oct 2026	Health Professionals Bank	4mo	4.85 → 5.00	▲ +0.15
8 Oct 2026	Teachers Mutual Bank	3mo	4.85 → 5.00	▲ +0.15
8 Oct 2026	Teachers Mutual Bank	4mo	4.85 → 5.00	▲ +0.15
8 Oct 2026	UniBank	3mo	4.85 → 5.00	▲ +0.15
8 Oct 2026	UniBank	4mo	4.85 → 5.00	▲ +0.15
8 Oct 2026	Unity Bank	3mo	4.95 → 5.10	▲ +0.15
8 Oct 2026	Australian Mutual Bank	7mo	5.05 → 5.15	▲ +0.10
8 Oct 2026	Australian Mutual Bank	8mo	5.05 → 5.15	▲ +0.10
8 Oct 2026	Australian Mutual Bank	1yr	5.30 → 5.40	▲ +0.10
8 Oct 2026	Australian Mutual Bank	13mo	5.30 → 5.40	▲ +0.10
8 Oct 2026	Central West Credit Union	17mo	4.90 → 5.00	▲ +0.10
8 Oct 2026	Central West Credit Union	18mo	4.80 → 4.90	▲ +0.10
8 Oct 2026	Central West Credit Union	2yr	4.90 → 5.00	▲ +0.10
8 Oct 2026	Firefighters Mutual Bank	7mo	5.05 → 5.15	▲ +0.10
8 Oct 2026	Firefighters Mutual Bank	8mo	5.05 → 5.15	▲ +0.10
8 Oct 2026	Firefighters Mutual Bank	1yr	5.30 → 5.40	▲ +0.10
8 Oct 2026	Firefighters Mutual Bank	13mo	5.30 → 5.40	▲ +0.10
8 Oct 2026	Health Professionals Bank	7mo	5.05 → 5.15	▲ +0.10
8 Oct 2026	Health Professionals Bank	8mo	5.05 → 5.15	▲ +0.10
8 Oct 2026	Health Professionals Bank	1yr	5.30 → 5.40	▲ +0.10
8 Oct 2026	Health Professionals Bank	13mo	5.30 → 5.40	▲ +0.10
8 Oct 2026	QBANK	3mo	4.90 → 5.00	▲ +0.10
8 Oct 2026	QBANK	6mo	5.20 → 5.30	▲ +0.10
8 Oct 2026	QBANK	9mo	5.30 → 5.40	▲ +0.10
8 Oct 2026	QBANK	1yr	5.35 → 5.45	▲ +0.10
8 Oct 2026	QBANK	18mo	4.90 → 5.00	▲ +0.10
8 Oct 2026	QBANK	2yr	4.80 → 4.90	▲ +0.10
8 Oct 2026	QBANK	3yr	4.15 → 4.25	▲ +0.10
8 Oct 2026	QBANK	4yr	4.15 → 4.25	▲ +0.10
8 Oct 2026	QBANK	5yr	4.15 → 4.25	▲ +0.10
8 Oct 2026	Teachers Mutual Bank	7mo	5.05 → 5.15	▲ +0.10
8 Oct 2026	Teachers Mutual Bank	8mo	5.05 → 5.15	▲ +0.10
8 Oct 2026	Teachers Mutual Bank	1yr	5.30 → 5.40	▲ +0.10
8 Oct 2026	Teachers Mutual Bank	13mo	5.30 → 5.40	▲ +0.10
8 Oct 2026	UniBank	7mo	5.05 → 5.15	▲ +0.10
8 Oct 2026	UniBank	8mo	5.05 → 5.15	▲ +0.10
8 Oct 2026	UniBank	1yr	5.30 → 5.40	▲ +0.10
8 Oct 2026	UniBank	13mo	5.30 → 5.40	▲ +0.10
8 Oct 2026	Queensland Country Bank	1yr	5.25 → 5.30	▲ +0.05

7 October 2026 · 14 changes · ▲12 ▼2

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
7 Oct 2026	BCU Bank	1yr	5.00 → 5.30	▲ +0.30
7 Oct 2026	P&N Bank	1yr	5.00 → 5.30	▲ +0.30
7 Oct 2026	GMCU	8mo	5.00 → 5.25	▲ +0.25
7 Oct 2026	Horizon Bank	3mo	4.40 → 4.60	▲ +0.20
7 Oct 2026	Horizon Bank	4mo	4.60 → 4.80	▲ +0.20
7 Oct 2026	P&N Bank	5mo	5.00 → 4.80	▼ −0.20
7 Oct 2026	The Capricornian	3mo	4.10 → 4.30	▲ +0.20
7 Oct 2026	BCU Bank	5mo	4.80 → 4.70	▼ −0.10
7 Oct 2026	Horizon Bank	6mo	4.80 → 4.90	▲ +0.10
7 Oct 2026	Horizon Bank	9mo	4.90 → 5.00	▲ +0.10
7 Oct 2026	Horizon Bank	1yr	5.00 → 5.10	▲ +0.10
7 Oct 2026	The Capricornian	6mo	4.85 → 4.95	▲ +0.10
7 Oct 2026	The Capricornian	1yr	5.10 → 5.20	▲ +0.10
7 Oct 2026	Geelong Bank	1yr	5.25 → 5.30	▲ +0.05

6 October 2026 · 3 changes · ▲3 ▼0

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
6 Oct 2026	GMCU	6mo	4.90 → 5.15	▲ +0.25
6 Oct 2026	GMCU	1yr	4.90 → 5.15	▲ +0.25
6 Oct 2026	GMCU	2yr	4.65 → 4.90	▲ +0.25

2 October 2026 · 21 changes · ▲17 ▼4

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
2 Oct 2026	The Mutual Bank	4mo	4.20 → 5.40	▲ +1.20
2 Oct 2026	The Mutual Bank	7mo	5.10 → 3.95	▼ −1.15
2 Oct 2026	Suncorp Bank	7mo	4.10 → 5.20	▲ +1.10
2 Oct 2026	Suncorp Bank	2yr	5.00 → 5.50	▲ +0.50
2 Oct 2026	The Mutual Bank	2yr	4.70 → 5.20	▲ +0.50
2 Oct 2026	The Mutual Bank	3yr	4.00 → 4.50	▲ +0.50
2 Oct 2026	The Mutual Bank	6mo	4.80 → 5.20	▲ +0.40
2 Oct 2026	Laboratories Credit Union	5mo	3.25 → 3.50	▲ +0.25
2 Oct 2026	Laboratories Credit Union	11mo	3.75 → 4.00	▲ +0.25
2 Oct 2026	Laboratories Credit Union	1yr	4.65 → 4.90	▲ +0.25
2 Oct 2026	Laboratories Credit Union	23mo	4.65 → 4.90	▲ +0.25
2 Oct 2026	The Mutual Bank	1mo	1.25 → 1.50	▲ +0.25
2 Oct 2026	The Mutual Bank	2mo	1.75 → 2.00	▲ +0.25
2 Oct 2026	The Mutual Bank	1yr	5.05 → 5.30	▲ +0.25
2 Oct 2026	The Mutual Bank	3mo	4.70 → 4.90	▲ +0.20
2 Oct 2026	IMB Bank	3mo	5.00 → 4.90	▼ −0.10
2 Oct 2026	IMB Bank	6mo	5.10 → 5.00	▼ −0.10
2 Oct 2026	Suncorp Bank	6mo	4.90 → 4.80	▼ −0.10
2 Oct 2026	Suncorp Bank	9mo	5.20 → 5.30	▲ +0.10
2 Oct 2026	Suncorp Bank	1yr	5.30 → 5.40	▲ +0.10
2 Oct 2026	Suncorp Bank	3mo	5.00 → 5.05	▲ +0.05

1 October 2026 · 13 changes · ▲13 ▼0

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
1 Oct 2026	Heartland Bank	2yr	5.05 → 5.25	▲ +0.20
1 Oct 2026	Heartland Bank	5yr	5.15 → 5.35	▲ +0.20
1 Oct 2026	Heartland Bank	4yr	5.10 → 5.25	▲ +0.15
1 Oct 2026	Alex Bank	9mo	5.25 → 5.35	▲ +0.10
1 Oct 2026	Alex Bank	2yr	5.20 → 5.30	▲ +0.10
1 Oct 2026	Alex Bank	3yr	5.00 → 5.10	▲ +0.10
1 Oct 2026	Alex Bank	4yr	5.00 → 5.10	▲ +0.10
1 Oct 2026	Alex Bank	5yr	5.30 → 5.40	▲ +0.10
1 Oct 2026	Heartland Bank	6mo	5.35 → 5.45	▲ +0.10
1 Oct 2026	Heartland Bank	3yr	5.05 → 5.15	▲ +0.10
1 Oct 2026	Alex Bank	1yr	5.50 → 5.55	▲ +0.05
1 Oct 2026	Heartland Bank	9mo	5.35 → 5.40	▲ +0.05
1 Oct 2026	Heartland Bank	1yr	5.50 → 5.55	▲ +0.05

30 September 2026 · 14 changes · ▲14 ▼0 · RBA decision

RBA RBA cash rate 4.60% — up 0.25 points Reserve Bank decision effective 2026-09-30: cash rate target 4.60%, a rise of 0.25 percentage points.

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
30 Sep 2026	Auswide Bank	10mo	3.75 → 5.10	▲ +1.35
30 Sep 2026	MyState Bank	10mo	3.75 → 5.10	▲ +1.35
30 Sep 2026	Auswide Bank	8mo	3.80 → 5.00	▲ +1.20
30 Sep 2026	MyState Bank	8mo	3.80 → 5.00	▲ +1.20
30 Sep 2026	Auswide Bank	7mo	3.85 → 5.00	▲ +1.15
30 Sep 2026	MyState Bank	7mo	3.85 → 5.00	▲ +1.15
30 Sep 2026	Auswide Bank	4mo	3.85 → 4.90	▲ +1.05
30 Sep 2026	MyState Bank	4mo	3.85 → 4.90	▲ +1.05
30 Sep 2026	Auswide Bank	5mo	4.00 → 4.90	▲ +0.90
30 Sep 2026	MyState Bank	5mo	4.00 → 4.90	▲ +0.90
30 Sep 2026	Auswide Bank	11mo	4.60 → 5.35	▲ +0.75
30 Sep 2026	MyState Bank	11mo	4.60 → 5.35	▲ +0.75
30 Sep 2026	AMP Bank	6mo	5.05 → 5.15	▲ +0.10
30 Sep 2026	AMP Bank	1yr	5.30 → 5.40	▲ +0.10

29 September 2026 · 5 changes · ▲5 ▼0

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
29 Sep 2026	Beyond Bank	9mo	3.85 → 5.30	▲ +1.45
29 Sep 2026	Beyond Bank	1yr	5.05 → 5.20	▲ +0.15
29 Sep 2026	Alex Bank	6mo	5.20 → 5.30	▲ +0.10
29 Sep 2026	Alex Bank	1yr	5.45 → 5.50	▲ +0.05
29 Sep 2026	Newcastle Permanent	1yr	5.15 → 5.20	▲ +0.05

28 September 2026 · 1 change · ▲1 ▼0

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
28 Sep 2026	Greater Bank	1yr	5.25 → 5.30	▲ +0.05

26 September 2026 · 1 change · ▲0 ▼1

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
26 Sep 2026	Bendigo Bank	1yr	5.00 → 4.90	▼ −0.10

25 September 2026 · 2 changes · ▲1 ▼1

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
25 Sep 2026	Alex Bank	6mo	5.25 → 5.20	▼ −0.05
25 Sep 2026	Alex Bank	1yr	5.40 → 5.45	▲ +0.05

24 September 2026 · 8 changes · ▲8 ▼0

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
24 Sep 2026	ANZ	1mo	1.40 → 1.50	▲ +0.10
24 Sep 2026	ANZ	2mo	1.65 → 1.75	▲ +0.10
24 Sep 2026	ANZ	9mo	3.65 → 3.75	▲ +0.10
24 Sep 2026	ANZ	10mo	3.70 → 3.80	▲ +0.10
24 Sep 2026	ANZ	11mo	3.75 → 3.85	▲ +0.10
24 Sep 2026	ANZ	1yr	5.20 → 5.30	▲ +0.10
24 Sep 2026	Heartland Bank	1yr	5.40 → 5.50	▲ +0.10
24 Sep 2026	Heartland Bank	6mo	5.30 → 5.35	▲ +0.05

23 September 2026 · 25 changes · ▲25 ▼0

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
23 Sep 2026	People First Bank	2yr	4.75 → 5.25	▲ +0.50
23 Sep 2026	People First Bank	3yr	4.75 → 5.25	▲ +0.50
23 Sep 2026	People First Bank	4yr	4.75 → 5.25	▲ +0.50
23 Sep 2026	People First Bank	5yr	4.75 → 5.25	▲ +0.50
23 Sep 2026	Bank Australia	3yr	5.00 → 5.40	▲ +0.40
23 Sep 2026	Qudos Bank	3yr	5.00 → 5.40	▲ +0.40
23 Sep 2026	Bank Australia	2yr	5.10 → 5.40	▲ +0.30
23 Sep 2026	Qudos Bank	2yr	5.10 → 5.40	▲ +0.30
23 Sep 2026	Southern Cross Credit Union	1yr	5.00 → 5.30	▲ +0.30
23 Sep 2026	Bank Australia	9mo	5.10 → 5.30	▲ +0.20
23 Sep 2026	BOQ	4mo	4.80 → 5.00	▲ +0.20
23 Sep 2026	BOQ Specialist	3mo	4.80 → 5.00	▲ +0.20
23 Sep 2026	BOQ Specialist	4mo	4.85 → 5.05	▲ +0.20
23 Sep 2026	ME Bank	4mo	4.85 → 5.05	▲ +0.20
23 Sep 2026	Qudos Bank	9mo	5.10 → 5.30	▲ +0.20
23 Sep 2026	BOQ Specialist	1yr	5.20 → 5.30	▲ +0.10
23 Sep 2026	People First Bank	7mo	5.35 → 5.45	▲ +0.10
23 Sep 2026	Southern Cross Credit Union	6mo	5.10 → 5.20	▲ +0.10
23 Sep 2026	Bank Australia	3mo	5.05 → 5.10	▲ +0.05
23 Sep 2026	BOQ	6mo	5.15 → 5.20	▲ +0.05
23 Sep 2026	BOQ	7mo	5.10 → 5.15	▲ +0.05
23 Sep 2026	BOQ Specialist	6mo	5.10 → 5.15	▲ +0.05
23 Sep 2026	ME Bank	6mo	5.20 → 5.25	▲ +0.05
23 Sep 2026	ME Bank	7mo	5.15 → 5.20	▲ +0.05
23 Sep 2026	Qudos Bank	3mo	5.05 → 5.10	▲ +0.05

22 September 2026 · 13 changes · ▲13 ▼0

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
22 Sep 2026	NAB	10mo	3.70 → 3.85	▲ +0.15
22 Sep 2026	NAB	11mo	3.70 → 3.85	▲ +0.15
22 Sep 2026	Bank of Melbourne	1yr	5.10 → 5.20	▲ +0.10
22 Sep 2026	BankSA	1yr	5.10 → 5.20	▲ +0.10
22 Sep 2026	NAB	8mo	3.60 → 3.70	▲ +0.10
22 Sep 2026	NAB	9mo	3.70 → 3.80	▲ +0.10
22 Sep 2026	NAB	1yr	5.20 → 5.30	▲ +0.10
22 Sep 2026	St.George	1yr	5.10 → 5.20	▲ +0.10
22 Sep 2026	Westpac	1yr	5.10 → 5.20	▲ +0.10
22 Sep 2026	Alex Bank	6mo	5.20 → 5.25	▲ +0.05
22 Sep 2026	Alex Bank	9mo	5.20 → 5.25	▲ +0.05
22 Sep 2026	Alex Bank	1yr	5.35 → 5.40	▲ +0.05
22 Sep 2026	NAB	7mo	3.55 → 3.60	▲ +0.05

18 September 2026 · 16 changes · ▲15 ▼1

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
18 Sep 2026	Bank First	49mo	4.70 → 5.00	▲ +0.30
18 Sep 2026	Bank First	61mo	4.70 → 5.00	▲ +0.30
18 Sep 2026	Bank First	37mo	4.75 → 5.00	▲ +0.25
18 Sep 2026	Bank First	1yr	5.30 → 5.50	▲ +0.20
18 Sep 2026	Bank First	2yr	4.80 → 5.00	▲ +0.20
18 Sep 2026	CommBank	2yr	5.00 → 5.20	▲ +0.20
18 Sep 2026	Alex Bank	3mo	5.15 → 5.00	▼ −0.15
18 Sep 2026	CommBank	7mo	3.55 → 3.65	▲ +0.10
18 Sep 2026	CommBank	8mo	3.60 → 3.70	▲ +0.10
18 Sep 2026	CommBank	9mo	3.65 → 3.75	▲ +0.10
18 Sep 2026	CommBank	10mo	3.70 → 3.80	▲ +0.10
18 Sep 2026	CommBank	11mo	3.75 → 3.85	▲ +0.10
18 Sep 2026	CommBank	1yr	5.20 → 5.30	▲ +0.10
18 Sep 2026	Bank First	3mo	4.90 → 4.95	▲ +0.05
18 Sep 2026	Bank First	4mo	5.05 → 5.10	▲ +0.05
18 Sep 2026	Bank First	6mo	5.25 → 5.30	▲ +0.05

17 September 2026 · 8 changes · ▲4 ▼4

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
17 Sep 2026	Judo Bank	9mo	5.40 → 5.05	▼ −0.35
17 Sep 2026	Credit Union SA	7mo	5.25 → 5.05	▼ −0.20
17 Sep 2026	Credit Union SA	1yr	5.20 → 5.00	▼ −0.20
17 Sep 2026	Credit Union SA	10mo	5.20 → 5.05	▼ −0.15
17 Sep 2026	Judo Bank	1yr	5.35 → 5.45	▲ +0.10
17 Sep 2026	ANZ	1yr	5.15 → 5.20	▲ +0.05
17 Sep 2026	Judo Bank	2yr	5.40 → 5.45	▲ +0.05
17 Sep 2026	Judo Bank	3yr	5.40 → 5.45	▲ +0.05

16 September 2026 · 19 changes · ▲19 ▼0

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
16 Sep 2026	Rabobank	2yr	4.85 → 5.15	▲ +0.30
16 Sep 2026	Rabobank	3yr	4.90 → 5.20	▲ +0.30
16 Sep 2026	Auswide Bank	3mo	4.75 → 4.95	▲ +0.20
16 Sep 2026	Auswide Bank	1yr	5.05 → 5.25	▲ +0.20
16 Sep 2026	Rabobank	9mo	4.95 → 5.15	▲ +0.20
16 Sep 2026	Rabobank	1yr	5.05 → 5.25	▲ +0.20
16 Sep 2026	Auswide Bank	6mo	4.85 → 5.00	▲ +0.15
16 Sep 2026	Auswide Bank	9mo	4.95 → 5.10	▲ +0.15
16 Sep 2026	Rabobank	3mo	4.85 → 5.00	▲ +0.15
16 Sep 2026	Rabobank	4yr	5.10 → 5.25	▲ +0.15
16 Sep 2026	Rabobank	5yr	5.20 → 5.35	▲ +0.15
16 Sep 2026	Bank Australia	1yr	5.40 → 5.50	▲ +0.10
16 Sep 2026	CommBank	4yr	3.90 → 4.00	▲ +0.10
16 Sep 2026	CommBank	5yr	3.90 → 4.00	▲ +0.10
16 Sep 2026	Qudos Bank	1yr	5.40 → 5.50	▲ +0.10
16 Sep 2026	Rabobank	6mo	5.00 → 5.10	▲ +0.10
16 Sep 2026	Macquarie Bank	6mo	5.15 → 5.20	▲ +0.05
16 Sep 2026	Macquarie Bank	9mo	5.20 → 5.25	▲ +0.05
16 Sep 2026	Macquarie Bank	1yr	5.30 → 5.35	▲ +0.05

15 September 2026 · 9 changes · ▲8 ▼1

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
15 Sep 2026	NAB	9mo	5.00 → 3.70	▼ −1.30
15 Sep 2026	Coastline Bank	2yr	4.50 → 5.00	▲ +0.50
15 Sep 2026	Alex Bank	3mo	4.80 → 5.15	▲ +0.35
15 Sep 2026	Alex Bank	6mo	4.90 → 5.20	▲ +0.30
15 Sep 2026	Alex Bank	9mo	4.90 → 5.20	▲ +0.30
15 Sep 2026	Coastline Bank	6mo	4.90 → 5.10	▲ +0.20
15 Sep 2026	Alex Bank	1yr	5.20 → 5.35	▲ +0.15
15 Sep 2026	Alex Bank	18mo	5.00 → 5.10	▲ +0.10
15 Sep 2026	NAB	1yr	5.15 → 5.20	▲ +0.05

14 September 2026 · 2 changes · ▲2 ▼0

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
14 Sep 2026	ING	2yr	4.70 → 5.25	▲ +0.55
14 Sep 2026	ING	11mo	5.00 → 5.35	▲ +0.35

12 September 2026 · 4 changes · ▲4 ▼0

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
12 Sep 2026	Bank of Melbourne	1yr	5.05 → 5.10	▲ +0.05
12 Sep 2026	BankSA	1yr	5.05 → 5.10	▲ +0.05
12 Sep 2026	St.George	1yr	5.05 → 5.10	▲ +0.05
12 Sep 2026	Westpac	1yr	5.05 → 5.10	▲ +0.05

11 September 2026 · 1 change · ▲0 ▼1

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
11 Sep 2026	Suncorp Bank	1yr	5.35 → 5.30	▼ −0.05

10 September 2026 · 1 change · ▲1 ▼0

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
10 Sep 2026	Auswide Bank	3yr	3.25 → 4.25	▲ +1.00

9 September 2026 · 1 change · ▲1 ▼0

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
9 Sep 2026	Qudos Bank	1yr	5.35 → 5.40	▲ +0.05

8 September 2026 · 2 changes · ▲1 ▼1

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
8 Sep 2026	Alex Bank	18mo	4.80 → 5.00	▲ +0.20
8 Sep 2026	Alex Bank	1yr	5.25 → 5.20	▼ −0.05

4 September 2026 · 7 changes · ▲1 ▼6

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
4 Sep 2026	Credit Union SA	4mo	5.25 → 5.10	▼ −0.15
4 Sep 2026	Credit Union SA	10mo	5.35 → 5.20	▼ −0.15
4 Sep 2026	Beyond Bank	6mo	4.90 → 5.00	▲ +0.10
4 Sep 2026	Credit Union SA	7mo	5.35 → 5.25	▼ −0.10
4 Sep 2026	Summerland Bank	6mo	5.00 → 4.90	▼ −0.10
4 Sep 2026	Credit Union SA	1yr	5.25 → 5.20	▼ −0.05
4 Sep 2026	Summerland Bank	1yr	5.30 → 5.25	▼ −0.05

3 September 2026 · 2 changes · ▲2 ▼0

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
3 Sep 2026	Border Bank	4mo	5.10 → 5.25	▲ +0.15
3 Sep 2026	Police Bank	4mo	5.10 → 5.25	▲ +0.15

2 September 2026 · 13 changes · ▲9 ▼4

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
2 Sep 2026	Judo Bank	7mo	5.45 → 4.95	▼ −0.50
2 Sep 2026	Judo Bank	9mo	4.95 → 5.40	▲ +0.45
2 Sep 2026	Macquarie Bank	1yr	5.15 → 5.30	▲ +0.15
2 Sep 2026	IMB Bank	1yr	5.25 → 5.15	▼ −0.10
2 Sep 2026	Macquarie Bank	6mo	5.05 → 5.15	▲ +0.10
2 Sep 2026	Macquarie Bank	9mo	5.10 → 5.20	▲ +0.10
2 Sep 2026	P&N Bank	7mo	4.50 → 4.40	▼ −0.10
2 Sep 2026	Qudos Bank	6mo	5.20 → 5.30	▲ +0.10
2 Sep 2026	Qudos Bank	1yr	5.25 → 5.35	▲ +0.10
2 Sep 2026	Judo Bank	3mo	4.95 → 4.90	▼ −0.05
2 Sep 2026	Judo Bank	4mo	4.85 → 4.90	▲ +0.05
2 Sep 2026	Macquarie Bank	3mo	5.00 → 5.05	▲ +0.05
2 Sep 2026	Macquarie Bank	4mo	5.00 → 5.05	▲ +0.05

29 August 2026 · 5 changes · ▲0 ▼5

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
29 Aug 2026	Westpac	8mo	5.05 → 3.60	▼ −1.45
29 Aug 2026	Bank of Melbourne	1yr	5.10 → 5.05	▼ −0.05
29 Aug 2026	BankSA	1yr	5.10 → 5.05	▼ −0.05
29 Aug 2026	St.George	1yr	5.10 → 5.05	▼ −0.05
29 Aug 2026	Westpac	1yr	5.10 → 5.05	▼ −0.05

28 August 2026 · 11 changes · ▲0 ▼11

Rate changes as read in the banks’ Consumer Data Right feeds, newest first. The date is the first day our daily read showed the new rate.
Date	Bank	Term	From → to	Δ
28 Aug 2026	Alex Bank	4yr	5.30 → 5.00	▼ −0.30
28 Aug 2026	Alex Bank	3yr	5.20 → 5.00	▼ −0.20
28 Aug 2026	Great Southern Bank	7mo	5.20 → 5.00	▼ −0.20
28 Aug 2026	Great Southern Bank	1yr	5.35 → 5.20	▼ −0.15
28 Aug 2026	Great Southern Bank	3yr	5.25 → 5.10	▼ −0.15
28 Aug 2026	Great Southern Bank	4yr	5.25 → 5.10	▼ −0.15
28 Aug 2026	Alex Bank	18mo	4.90 → 4.80	▼ −0.10
28 Aug 2026	Alex Bank	5yr	5.40 → 5.30	▼ −0.10
28 Aug 2026	Great Southern Bank	3mo	5.00 → 4.90	▼ −0.10
28 Aug 2026	Great Southern Bank	5yr	5.35 → 5.25	▼ −0.10
28 Aug 2026	Alex Bank	2yr	5.25 → 5.20	▼ −0.05

Please note: the savings figures on this page are estimates only and may not reflect the return you actually receive. Actual returns vary with tax, fees, the interest payment frequency and any change the bank makes to a rate before you open the account. Rates are the bank’s own published Consumer Data Right figures and may differ for particular balance tiers or online-only products. Always read the product disclosure statement, confirm the rate with the bank, and consider your own circumstances. Nothing here is financial advice or a recommendation. This site is published by Nutshell Media Pty Ltd, which is not affiliated with any bank, credit union or building society.