Broken Hill Bank term deposit rates
14 terms published on 10 Oct 2026, best 5.00% for 12 months, from Broken Hill Bank’s own Consumer Data Right feed.
Today’s rates >_Interest on a deposit →Broken Hill Bank website →
Broken Hill Bank at a glance
Today’s rates14 terms · read 10 Oct 2026
| Term | Rate | Rank | vs median | vs best | Last change | This rate | Min. deposit | Product |
|---|---|---|---|---|---|---|---|---|
| 2mo | 3.25% | joint #4 of 36 | +1.50 | −1.20 | — | same on every day read since 26 Aug 2026 | $5,000 | FTD - 2 to 5 Months |
| 3mo | 3.25% | joint #60 of 68 | −1.30 | −2.00 | — | same on every day read since 26 Aug 2026 | $5,000 | FTD - 2 to 5 Months |
| 4mo | 3.25% | #49 of 49 | −1.40 | −2.15 | — | same on every day read since 26 Aug 2026 | $5,000 | FTD - 2 to 5 Months |
| 5mo | 3.25% | joint #44 of 50 | −1.05 | −1.95 | — | same on every day read since 26 Aug 2026 | $5,000 | FTD - 2 to 5 Months |
| 6mo | 3.30% | #69 of 73 | −1.70 | −2.15 | — | same on every day read since 26 Aug 2026 | $5,000 | FTD - 6 Months |
| 1yr | 5.00% | joint #59 of 75 | −0.25 | −0.60 | — | same on every day read since 26 Aug 2026 | $5,000 | FTD - 12 Months |
| 2yr | 5.00% | joint #17 of 67 | +0.30 | −0.55 | — | same on every day read since 26 Aug 2026 | $5,000 | FTD - 24 Months |
| 30mo | 4.95% | #2 of 6 | +1.75 | −0.60 | — | same on every day read since 26 Aug 2026 | $5,000 | FTD - 30 to 36 months |
| 31mo | 4.95% | #1 of 3 | +1.75 | best | — | same on every day read since 26 Aug 2026 | $5,000 | FTD - 30 to 36 months |
| 32mo | 4.95% | #1 of 3 | +1.75 | best | — | same on every day read since 26 Aug 2026 | $5,000 | FTD - 30 to 36 months |
| 33mo | 4.95% | #1 of 3 | +1.40 | best | — | same on every day read since 26 Aug 2026 | $5,000 | FTD - 30 to 36 months |
| 34mo | 4.95% | #1 of 4 | +1.05 | best | — | same on every day read since 26 Aug 2026 | $5,000 | FTD - 30 to 36 months |
| 35mo | 4.95% | #2 of 15 | +0.65 | −0.20 | — | same on every day read since 26 Aug 2026 | $5,000 | FTD - 30 to 36 months |
| 3yr | 4.95% | #13 of 51 | +0.65 | −0.50 | — | same on every day read since 26 Aug 2026 | $5,000 | FTD - 30 to 36 months |
“Rank”, “vs median” and “vs best” compare Broken Hill Bank with every bank that publishes the same term today. “This rate” is the first day our daily read showed the current rate — a rate that changed between two reads is dated to the first read that showed it.
What Broken Hill Bank publishes about its products5 term deposit products · as published 10 Oct 2026
| Product | Interest paid | Min. deposit | Max. deposit | Fixed-rate terms | Links |
|---|---|---|---|---|---|
| FTD - 6 Months | half-yearly (at maturity) | $5,000 | no upper limit | 1 | product page · terms |
| FTD - 12 Months | yearly (at maturity) | $5,000 | no upper limit | 1 | product page · terms |
| FTD - 24 Months | every 24 months (at maturity) | $5,000 | no upper limit | 1 | product page · terms |
| FTD - 2 to 5 Months | every two months (at maturity), quarterly (at maturity), every 4 months (at maturity), every 5 months (at maturity) | $5,000 | no upper limit | 4 | product page · terms · fees |
| FTD - 30 to 36 months | every 30 months (at maturity), every 31 months (at maturity), every 33 months (at maturity), every 34 months (at maturity), every 35 months (at maturity), every 36 months (at maturity), every 32 months (at maturity) | $5,000 | no upper limit | 7 | product page · terms |
FTD - 6 Months: eligibility, conditions and features
- Eligibility
- residency: Australian Citizens Or Permanent Residents — Residents Of Australia Are Eligible
- Conditions
- min balance 5000.00
- Features
- digital banking — 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone; loyalty program: "Relationship Rewards" — "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking; other — No Monthly Account Keeping Fees; unlimited txns — "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking
- The bank’s description
- Broken Hill Bank Term Deposits Can Help You With Your Savings Goal, Put Any Extra Cash To Work While You Decide What To Do With It, Or Be A Helpful Place To Park Returns From Investments. We Have A Range Of Term Deposit Options To Suit Your Needs.
- Interest calculated
- daily
FTD - 12 Months: eligibility, conditions and features
- Eligibility
- residency: Australian Citizens Or Permanent Residents — Residents Of Australia Are Eligible
- Conditions
- min balance 5000.00
- Features
- digital banking — 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone; loyalty program: "Relationship Rewards" — "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking; other — No Monthly Account Keeping Fees; unlimited txns — "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking
- The bank’s description
- Broken Hill Bank Term Deposits Can Help You With Your Savings Goal, Put Any Extra Cash To Work While You Decide What To Do With It, Or Be A Helpful Place To Park Returns From Investments. We Have A Range Of Term Deposit Options To Suit Your Needs.
- Interest calculated
- daily
FTD - 24 Months: eligibility, conditions and features
- Eligibility
- residency: Australian Citizens Or Permanent Residents — Residents Of Australia Are Eligible
- Conditions
- min balance 5000.00
- Features
- digital banking — 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone; loyalty program: "Relationship Rewards" — "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking; other — No Monthly Account Keeping Fees; unlimited txns — "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking
- The bank’s description
- Broken Hill Bank Term Deposits Can Help You With Your Savings Goal, Put Any Extra Cash To Work While You Decide What To Do With It, Or Be A Helpful Place To Park Returns From Investments. We Have A Range Of Term Deposit Options To Suit Your Needs.
- Interest calculated
- daily
FTD - 2 to 5 Months: eligibility, conditions and features
- Eligibility
- residency: Australian Citizens Or Permanent Residents — Residents Of Australia Are Eligible
- Conditions
- min balance 5000.00
- Features
- digital banking — 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone; loyalty program: "Relationship Rewards" — "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking; other — No Monthly Account Keeping Fees; unlimited txns — "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking
- The bank’s description
- Broken Hill Bank Term Deposits Can Help You With Your Savings Goal, Put Any Extra Cash To Work While You Decide What To Do With It, Or Be A Helpful Place To Park Returns From Investments. We Have A Range Of Term Deposit Options To Suit Your Needs.
- Interest calculated
- daily
FTD - 30 to 36 months: eligibility, conditions and features
- Eligibility
- residency: Australian Citizens Or Permanent Residents — Residents Of Australia Are Eligible
- Conditions
- min balance 5000.00
- Features
- digital banking — 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone; loyalty program: "Relationship Rewards" — "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking; other — No Monthly Account Keeping Fees; unlimited txns — "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking
- The bank’s description
- Broken Hill Bank Term Deposits Can Help You With Your Savings Goal, Put Any Extra Cash To Work While You Decide What To Do With It, Or Be A Helpful Place To Park Returns From Investments. We Have A Range Of Term Deposit Options To Suit Your Needs.
- Interest calculated
- daily
Every line is the bank’s own statement in its feed, read that day — nothing is inferred. Early-withdrawal terms appear under conditions or features when a bank states them.
Rate historyevery sweep day since 26 Aug 2026 · 46 days · 14 terms
3mo 3.25% today
26 Aug 202610 Oct 2026
4mo 3.25% today
26 Aug 202610 Oct 2026
6mo 3.30% today
26 Aug 202610 Oct 2026
1yr 5.00% today
26 Aug 202610 Oct 2026
2yr 5.00% today
26 Aug 202610 Oct 2026
3yr 4.95% today
26 Aug 202610 Oct 2026
All 14 terms — the other 8
2mo 3.25% today
26 Aug 202610 Oct 2026
5mo 3.25% today
26 Aug 202610 Oct 2026
30mo 4.95% today
26 Aug 202610 Oct 2026
31mo 4.95% today
26 Aug 202610 Oct 2026
32mo 4.95% today
26 Aug 202610 Oct 2026
33mo 4.95% today
26 Aug 202610 Oct 2026
34mo 4.95% today
26 Aug 202610 Oct 2026
35mo 4.95% today
26 Aug 202610 Oct 2026
Each line is the best retail rate Broken Hill Bank published for that term on each day we read its feed. A break in the line is a day we read no rate for that term — the feed could not be read, or the bank did not publish that term that day — never a rate carried forward.
Where Broken Hill Bank sitsagainst the 77 banks ranked today
1yr: 58 banks ahead
- Community First Bank 5.60%
- Dnister Bank 5.55%
- Heartland Bank 5.55%
- Unity Bank 5.50%
- Alex Bank 5.50%
- Bank Australia 5.50%
- and 52 more on the leaderboard
6mo: 68 banks ahead
- Heartland Bank 5.45%
- RACQ Bank 5.45%
- Unity Bank 5.35%
- Dnister Bank 5.30%
- Bank Australia 5.30%
- Bank First 5.30%
- and 62 more on the leaderboard
Customer-owned banks52 banks · top 10 by best rate
| Bank | Best | Term | 6 m | 12 m | Market rank |
|---|---|---|---|---|---|
 Community First Bank | 5.60% | 1yr | 5.10% | 5.60% | #1 |
 Dnister Bank | 5.55% | 1yr | 5.30% | 5.55% | #2 |
| Unity Bank | 5.55% | 2yr | 5.35% | 5.50% | #2 |
 Bank Australia | 5.50% | 1yr | 5.30% | 5.50% | #5 |
 Bank First | 5.50% | 1yr | 5.30% | 5.50% | #5 |
 Qudos Bank | 5.50% | 1yr | 5.30% | 5.50% | #5 |
 Great Southern Bank | 5.45% | 1yr | 4.55% | 5.45% | #11 |
 People First Bank | 5.45% | 7mo | 5.00% | 5.20% | #11 |
 Police Credit Union | 5.45% | 11mo | 5.00% | 5.25% | #11 |
 QBANK | 5.45% | 1yr | 5.30% | 5.45% | #11 |
| Broken Hill Bank | 5.00% | 1yr | 3.30% | 5.00% | #65 |
Timeline0 rate changes since 26 Aug 2026 · ▲0 ▼0 · 1 event
| Date | Term | From → to | Δ |
|---|---|---|---|
| 30 Sep 2026 | RBA | RBA cash rate 4.60% — up 0.25 pointsReserve Bank decision effective 2026-09-30: cash rate target 4.60%, a rise of 0.25 percentage points. | |
Questions about these rates
What is Broken Hill Bank’s best term deposit rate today?
On 10 Oct 2026, the best retail term deposit rate Broken Hill Bank publishes in its Consumer Data Right feed is 5.00% for 12 months (FTD - 12 Months). That is joint #65 of the 77 Australian banks ranked by best rate today.
What is Broken Hill Bank’s 12-month term deposit rate?
5.00% as read on 10 Oct 2026, 0.25 points below the market median of 5.25%, and joint #59 of the 75 banks publishing a 12-month rate. The market-best 12-month rate today is 5.60%.
What is the minimum deposit at Broken Hill Bank?
The lowest minimum Broken Hill Bank states in its feed is $5,000 (FTD - 2 to 5 Months, 2-month). Check the product disclosure statement for balance tiers.
When did Broken Hill Bank last change a term deposit rate?
We have not read a change to any of Broken Hill Bank’s published retail term deposit rates since we first read its feed on 26 Aug 2026. Days on which we read no rate are not counted as unchanged.
Are deposits with Broken Hill Bank guaranteed?
Broken Hill Bank publishes its products under the Consumer Data Right as an Australian data holder. Under the Financial Claims Scheme, administered by APRA, protected Australian-dollar deposit accounts at an Australian-incorporated authorised deposit-taking institution (ADI) are covered up to $250,000 per account holder per ADI. Several brands can share one ADI licence, in which case the cap covers them together, so confirm which licence Broken Hill Bank operates under before relying on the guarantee. Scheme facts checked against apra.gov.au (Financial Claims Scheme) on 15 Sep 2026 — the link is under “About Broken Hill Bank” below; rates are as read on 10 Oct 2026.
About Broken Hill Bank
- Type
- Customer-owned bank (mutual)
- Website
- brokenhill.bank
- Consumer Data Right feed
- https://public.cdr-api.bhccu.com.au
- Deposit guarantee
- Financial Claims Scheme, up to $250,000 per account holder per ADI — scheme details and covered institutions at APRA (checked 15 Sep 2026)
The rates on this page are the retail term deposit rates Broken Hill Bank publishes in its own Consumer Data Right product feed, read once a day. Business, SMSF and staff-only products are left out. A product the bank publishes as “tailored” (pricing may be negotiated) is included only when the bank also states it is open to individuals, and is marked as tailored. A day on which we read no rate is a gap on this page — never an estimate.
Facts about the institution reviewed 15 Sep 2026. Rates read 10 Oct 2026.
Savings accountshighinterestsavingsaccounts.org
Broken Hill Bank has no savings account on today’s board at highinterestsavingsaccounts.org, our sister site for at-call savings rates.
Please note: the savings figures on this page are estimates only and may not reflect the return you actually receive. Actual returns vary with tax, fees, the interest payment frequency and any change the bank makes to a rate before you open the account. Rates are the bank’s own published Consumer Data Right figures and may differ for particular balance tiers or online-only products. Always read the product disclosure statement, confirm the rate with the bank, and consider your own circumstances. Nothing here is financial advice or a recommendation. This site is published by Nutshell Media Pty Ltd, which is not affiliated with any bank, credit union or building society.