Australian Military Bank term deposit rates
34 terms published on 10 Oct 2026, best 4.40% for 7 months, from Australian Military Bank’s own Consumer Data Right feed.
Today’s rates >_Interest on a deposit →Australian Military Bank website →
Australian Military Bank at a glance
Today’s rates34 terms · read 10 Oct 2026
| Term | Rate | Rank | vs median | vs best | Last change | This rate | Min. deposit | Product |
|---|---|---|---|---|---|---|---|---|
| 3mo | 4.30% | joint #41 of 68 | −0.25 | −0.95 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 4mo | 4.30% | joint #32 of 49 | −0.35 | −1.10 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 5mo | 4.30% | joint #18 of 50 | median | −0.90 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 6mo | 4.00% | joint #56 of 73 | −1.00 | −1.45 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 7mo | 4.40% | joint #29 of 43 | −0.55 | −1.05 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 8mo | 4.30% | joint #21 of 39 | −0.10 | −0.95 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 9mo | 4.30% | joint #40 of 60 | −0.50 | −1.10 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 10mo | 4.00% | joint #20 of 40 | median | −1.35 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 11mo | 4.00% | joint #23 of 45 | median | −1.45 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 1yr | 3.60% | joint #73 of 75 | −1.65 | −2.00 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 13mo | 3.55% | joint #15 of 18 | −1.30 | −1.95 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 14mo | 3.55% | joint #3 of 5 | median | −1.45 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 15mo | 3.55% | joint #4 of 8 | median | −1.45 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 16mo | 3.55% | joint #2 of 4 | median | −1.45 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 17mo | 3.55% | joint #10 of 13 | −0.75 | −1.45 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 18mo | 3.55% | joint #20 of 25 | −0.75 | −1.95 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 19mo | 3.55% | joint #2 of 4 | median | −1.45 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 20mo | 3.55% | joint #2 of 4 | median | −1.45 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 21mo | 3.55% | joint #2 of 4 | median | −1.45 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 22mo | 3.55% | joint #2 of 4 | median | −1.45 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 23mo | 3.55% | joint #12 of 17 | −0.75 | −1.70 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 2yr | 3.55% | joint #57 of 67 | −1.15 | −2.00 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 25mo | 3.20% | joint #1 of 2 | median | best | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 26mo | 3.20% | joint #1 of 2 | median | best | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 27mo | 3.20% | joint #1 of 2 | median | best | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 28mo | 3.20% | joint #1 of 2 | median | best | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 29mo | 3.20% | joint #1 of 2 | median | best | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 30mo | 3.20% | joint #3 of 6 | median | −2.35 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 31mo | 3.20% | joint #2 of 3 | median | −1.75 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 32mo | 3.20% | joint #2 of 3 | median | −1.75 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 33mo | 3.55% | #2 of 3 | median | −1.40 | — | same on every day read since 26 Aug 2026 | $1,000 | Investment Plus |
| 34mo | 3.20% | joint #3 of 4 | −0.70 | −1.75 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 35mo | 3.20% | joint #14 of 15 | −1.10 | −1.95 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
| 3yr | 3.20% | joint #46 of 51 | −1.10 | −2.25 | — | same on every day read since 26 Aug 2026 | $500 | Teen Plus |
“Rank”, “vs median” and “vs best” compare Australian Military Bank with every bank that publishes the same term today. “This rate” is the first day our daily read showed the current rate — a rate that changed between two reads is dated to the first read that showed it.
What Australian Military Bank publishes about its products3 term deposit products · as published 10 Oct 2026
| Product | Interest paid | Min. deposit | Max. deposit | Fixed-rate terms | Links |
|---|---|---|---|---|---|
| Income Plus | monthly, monthly (at maturity) | $1,000 | no upper limit | 10 | product page · terms · fees · eligibility |
| Teen Plus | yearly, quarterly, every 5 months, every 4 months (at maturity), every 9 months, every 10 months, half-yearly, every 11 months | $500 | no upper limit | 34 | product page · terms · fees · eligibility |
| Investment Plus | every 5 months (at maturity), yearly (at maturity), quarterly (at maturity), every 4 months (at maturity), every 10 months (at maturity), every 9 months (at maturity), every 11 months (at maturity), every 8 months (at maturity) | $1,000 | no upper limit | 34 | product page · terms · fees · eligibility |
Income Plus: eligibility, conditions and features
- Eligibility
- residency: Citizens or permanent resident of Australia; minimum age: 18
- Conditions
- min balance 1000.00; opening balance 1000.00
- Features
- digital banking; notifications: Members can set up a variety of notifications in Internet Banking
- The bank’s description
- Make a regular income on your savings with interest paid monthly.
- Interest calculated
- daily
Teen Plus: eligibility, conditions and features
- Eligibility
- maximum age: 18; residency: Citizens or permanent residents of Australia.
- Conditions
- min balance 500.00
- Features
- digital banking; notifications: Members can set up a variety of notifications in Internet Banking
- The bank’s description
- Make a regular income on your savings with interest paid monthly.
- Interest calculated
- daily
Investment Plus: eligibility, conditions and features
- Eligibility
- residency: Citizens or permanent residents of Australia; minimum age: 18
- Conditions
- min balance 1000.00
- Features
- digital banking; notifications: Members can set up a variety of notifications in Internet Banking
- The bank’s description
- Make a solid return on your investment with interest paid on maturity or annually if your term is greater than 12 months.
- Interest calculated
- daily
Every line is the bank’s own statement in its feed, read that day — nothing is inferred. Early-withdrawal terms appear under conditions or features when a bank states them.
Rate historyevery sweep day since 26 Aug 2026 · 46 days · 34 terms
3mo 4.30% today
26 Aug 202610 Oct 2026
4mo 4.30% today
26 Aug 202610 Oct 2026
6mo 4.00% today
26 Aug 202610 Oct 2026
1yr 3.60% today
26 Aug 202610 Oct 2026
2yr 3.55% today
26 Aug 202610 Oct 2026
3yr 3.20% today
26 Aug 202610 Oct 2026
All 34 terms — the other 28
5mo 4.30% today
26 Aug 202610 Oct 2026
7mo 4.40% today
26 Aug 202610 Oct 2026
8mo 4.30% today
26 Aug 202610 Oct 2026
9mo 4.30% today
26 Aug 202610 Oct 2026
10mo 4.00% today
26 Aug 202610 Oct 2026
11mo 4.00% today
26 Aug 202610 Oct 2026
13mo 3.55% today
26 Aug 202610 Oct 2026
14mo 3.55% today
26 Aug 202610 Oct 2026
15mo 3.55% today
26 Aug 202610 Oct 2026
16mo 3.55% today
26 Aug 202610 Oct 2026
17mo 3.55% today
26 Aug 202610 Oct 2026
18mo 3.55% today
26 Aug 202610 Oct 2026
19mo 3.55% today
26 Aug 202610 Oct 2026
20mo 3.55% today
26 Aug 202610 Oct 2026
21mo 3.55% today
26 Aug 202610 Oct 2026
22mo 3.55% today
26 Aug 202610 Oct 2026
23mo 3.55% today
26 Aug 202610 Oct 2026
25mo 3.20% today
26 Aug 202610 Oct 2026
26mo 3.20% today
26 Aug 202610 Oct 2026
27mo 3.20% today
26 Aug 202610 Oct 2026
28mo 3.20% today
26 Aug 202610 Oct 2026
29mo 3.20% today
26 Aug 202610 Oct 2026
30mo 3.20% today
26 Aug 202610 Oct 2026
31mo 3.20% today
26 Aug 202610 Oct 2026
32mo 3.20% today
26 Aug 202610 Oct 2026
33mo 3.55% today
26 Aug 202610 Oct 2026
34mo 3.20% today
26 Aug 202610 Oct 2026
35mo 3.20% today
26 Aug 202610 Oct 2026
Each line is the best retail rate Australian Military Bank published for that term on each day we read its feed. A break in the line is a day we read no rate for that term — the feed could not be read, or the bank did not publish that term that day — never a rate carried forward.
Where Australian Military Bank sitsagainst the 77 banks ranked today
1yr: 72 banks ahead
- Community First Bank 5.60%
- Dnister Bank 5.55%
- Heartland Bank 5.55%
- Unity Bank 5.50%
- Alex Bank 5.50%
- Bank Australia 5.50%
- and 66 more on the leaderboard
6mo: 55 banks ahead
- Heartland Bank 5.45%
- RACQ Bank 5.45%
- Unity Bank 5.35%
- Dnister Bank 5.30%
- Bank Australia 5.30%
- Bank First 5.30%
- and 49 more on the leaderboard
Customer-owned banks52 banks · top 10 by best rate
| Bank | Best | Term | 6 m | 12 m | Market rank |
|---|---|---|---|---|---|
 Community First Bank | 5.60% | 1yr | 5.10% | 5.60% | #1 |
 Dnister Bank | 5.55% | 1yr | 5.30% | 5.55% | #2 |
| Unity Bank | 5.55% | 2yr | 5.35% | 5.50% | #2 |
 Bank Australia | 5.50% | 1yr | 5.30% | 5.50% | #5 |
 Bank First | 5.50% | 1yr | 5.30% | 5.50% | #5 |
 Qudos Bank | 5.50% | 1yr | 5.30% | 5.50% | #5 |
 Great Southern Bank | 5.45% | 1yr | 4.55% | 5.45% | #11 |
 People First Bank | 5.45% | 7mo | 5.00% | 5.20% | #11 |
 Police Credit Union | 5.45% | 11mo | 5.00% | 5.25% | #11 |
 QBANK | 5.45% | 1yr | 5.30% | 5.45% | #11 |
| Australian Military Bank | 4.40% | 7mo | 4.00% | 3.60% | #75 |
Timeline0 rate changes since 26 Aug 2026 · ▲0 ▼0 · 1 event
| Date | Term | From → to | Δ |
|---|---|---|---|
| 30 Sep 2026 | RBA | RBA cash rate 4.60% — up 0.25 pointsReserve Bank decision effective 2026-09-30: cash rate target 4.60%, a rise of 0.25 percentage points. | |
Questions about these rates
What is Australian Military Bank’s best term deposit rate today?
On 10 Oct 2026, the best retail term deposit rate Australian Military Bank publishes in its Consumer Data Right feed is 4.40% for 7 months (Teen Plus). That is #75 of the 77 Australian banks ranked by best rate today.
What is Australian Military Bank’s 12-month term deposit rate?
3.60% as read on 10 Oct 2026, 1.65 points below the market median of 5.25%, and joint #73 of the 75 banks publishing a 12-month rate. The market-best 12-month rate today is 5.60%.
What is the minimum deposit at Australian Military Bank?
The lowest minimum Australian Military Bank states in its feed is $500 (Teen Plus, 3-month). Check the product disclosure statement for balance tiers.
When did Australian Military Bank last change a term deposit rate?
We have not read a change to any of Australian Military Bank’s published retail term deposit rates since we first read its feed on 26 Aug 2026. Days on which we read no rate are not counted as unchanged.
Are deposits with Australian Military Bank guaranteed?
Australian Military Bank publishes its products under the Consumer Data Right as an Australian data holder. Under the Financial Claims Scheme, administered by APRA, protected Australian-dollar deposit accounts at an Australian-incorporated authorised deposit-taking institution (ADI) are covered up to $250,000 per account holder per ADI. Several brands can share one ADI licence, in which case the cap covers them together, so confirm which licence Australian Military Bank operates under before relying on the guarantee. Scheme facts checked against apra.gov.au (Financial Claims Scheme) on 15 Sep 2026 — the link is under “About Australian Military Bank” below; rates are as read on 10 Oct 2026.
About Australian Military Bank
- Also known as
- AMB
- Type
- Customer-owned bank (mutual)
- Consumer Data Right feed
- https://public.open.australianmilitarybank.com.au
- Deposit guarantee
- Financial Claims Scheme, up to $250,000 per account holder per ADI — scheme details and covered institutions at APRA (checked 15 Sep 2026)
The rates on this page are the retail term deposit rates Australian Military Bank publishes in its own Consumer Data Right product feed, read once a day. Business, SMSF and staff-only products are left out. A product the bank publishes as “tailored” (pricing may be negotiated) is included only when the bank also states it is open to individuals, and is marked as tailored. A day on which we read no rate is a gap on this page — never an estimate.
Facts about the institution reviewed 15 Sep 2026. Rates read 10 Oct 2026.
Savings accounts at Australian Military Bankhighinterestsavingsaccounts.org
A savings account keeps the money at call, but its rate can change at any time and its best rate usually has monthly conditions. A term deposit locks one rate for its term. Both figures come from the bank’s own feed.
Please note: the savings figures on this page are estimates only and may not reflect the return you actually receive. Actual returns vary with tax, fees, the interest payment frequency and any change the bank makes to a rate before you open the account. Rates are the bank’s own published Consumer Data Right figures and may differ for particular balance tiers or online-only products. Always read the product disclosure statement, confirm the rate with the bank, and consider your own circumstances. Nothing here is financial advice or a recommendation. This site is published by Nutshell Media Pty Ltd, which is not affiliated with any bank, credit union or building society.