Arab Bank Australia term deposit rates
12 terms published on 10 Oct 2026, best 5.15% for 6 months, from Arab Bank Australia’s own Consumer Data Right feed. Registered as Arab Bank Australia Limited.
Today’s rates >_Interest on a deposit →Arab Bank Australia website →
Arab Bank Australia at a glance
Today’s rates12 terms · read 10 Oct 2026
| Term | Rate | Rank | vs median | vs best | Last change | This rate | Min. deposit | Product |
|---|---|---|---|---|---|---|---|---|
| 1mo | 2.25% | joint #7 of 33 | +0.75 | −1.85 | — | same on every day read since 26 Aug 2026 | $10,000 | Fixed Term Deposit - Personal |
| 2mo | 2.25% | #8 of 36 | +0.50 | −2.20 | — | same on every day read since 26 Aug 2026 | $10,000 | Fixed Term Deposit - Personal |
| 3mo | 5.00% | joint #10 of 68 | +0.45 | −0.25 | — | same on every day read since 26 Aug 2026 | $10,000 | Fixed Term Deposit - Personal |
| 4mo | 3.80% | #37 of 49 | −0.85 | −1.60 | — | same on every day read since 26 Aug 2026 | $10,000 | Fixed Term Deposit - Personal |
| 5mo | 3.80% | joint #30 of 50 | −0.50 | −1.40 | — | same on every day read since 26 Aug 2026 | $10,000 | Fixed Term Deposit - Personal |
| 6mo | 5.15% | joint #20 of 73 | +0.15 | −0.30 | — | same on every day read since 26 Aug 2026 | $10,000 | Fixed Term Deposit - Personal |
| 9mo | 4.50% | #38 of 60 | −0.30 | −0.90 | — | same on every day read since 26 Aug 2026 | $10,000 | Fixed Term Deposit - Personal |
| 1yr | 4.50% | joint #69 of 75 | −0.75 | −1.10 | — | same on every day read since 26 Aug 2026 | $10,000 | Fixed Term Deposit - Personal |
| 2yr | 3.40% | #61 of 67 | −1.30 | −2.15 | — | same on every day read since 26 Aug 2026 | $10,000 | Fixed Term Deposit - Personal |
| 3yr | 3.30% | joint #44 of 51 | −1.00 | −2.15 | — | same on every day read since 26 Aug 2026 | $10,000 | Fixed Term Deposit - Personal |
| 4yr | 3.30% | joint #26 of 32 | −0.70 | −2.20 | — | same on every day read since 26 Aug 2026 | $10,000 | Fixed Term Deposit - Personal |
| 5yr | 3.20% | #28 of 31 | −0.80 | −2.30 | — | same on every day read since 26 Aug 2026 | $10,000 | Fixed Term Deposit - Personal |
“Rank”, “vs median” and “vs best” compare Arab Bank Australia with every bank that publishes the same term today. “This rate” is the first day our daily read showed the current rate — a rate that changed between two reads is dated to the first read that showed it.
What Arab Bank Australia publishes about its products5 term deposit products · as published 10 Oct 2026
| Product | Interest paid | Min. deposit | Max. deposit | Fixed-rate terms | Links |
|---|---|---|---|---|---|
| Fixed Term Deposit - Personal | every 4 months (at maturity), every 5 months (at maturity), quarterly (at maturity), half-yearly (at maturity), every 9 months (at maturity), yearly (at maturity), monthly (at maturity), every two months (at maturity) | $0 | $499,999 | 12 | product page |
| USD Term Deposit (Monthly) | monthly (at maturity), every two months (at maturity), quarterly (at maturity), every 4 months (at maturity), every 5 months (at maturity), half-yearly (at maturity) | $0 | $250,000 | 6 | product page |
| EURO Term Deposit (Monthly) | monthly (at maturity), every two months (at maturity), quarterly (at maturity), every 4 months (at maturity), every 5 months (at maturity), half-yearly (at maturity) | $0 | $250,000 | 6 | product page |
| Swiss Francs/CHF Term Deposit (Monthly) | half-yearly (at maturity), monthly (at maturity), every two months (at maturity), every two months, quarterly (at maturity), quarterly, every 4 months (at maturity), every 5 months (at maturity) | $0 | $250,000 | 6 | product page |
Fixed Term Deposit - Personal: eligibility, conditions and features
- Eligibility
- Available to individuals or business customers. Minimum opening balance $1. Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check requirements.
- Features
- other — Australian Government Guaranteed for deposits up to $250K.; other — Interest paid on maturity for up to 1 year terms. For terms 2, 3, 4, and 5 years interest is paid yearly.; other — Competitive interest rates offered.; other — Different terms available; between one month and five years.; digital banking — Internet Banking (view only) access via abal.online; other — Automatic rollover available.; other — Term Deposit certificate issued to keep track of your investment.; other — Deposits can be made in Australian Dollars and other selected currencies.; other — No minimum deposit. For deposits of $500K and over ask for TD rate.
- The bank’s description
- Competitive short term, and long term investments.
- Interest calculated
- daily
USD Term Deposit (Monthly): eligibility, conditions and features
- Eligibility
- Eligibility criteria for the product: • Any Individuals or business customers. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check requirements.
- Features
- other — Different terms available; between one month and six months.; other — Interest paid on maturity.; other — Competitive interest rates offered.; other — Provides the flexibility to net foreign currency transactions or to invest at foreign currency interest rates for either investment or trading opportunities for a fixed period.; digital banking — Internet Banking (view only) access via abal.online
- The bank’s description
- Competitive United States Dollars (USD) short term investments.
- Interest calculated
- daily
EURO Term Deposit (Monthly): eligibility, conditions and features
- Eligibility
- Eligibility criteria for the product: • Any Individuals or business customers. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check requirements.
- Features
- other — Interest paid on maturity.; other — Competitive interest rates offered.; digital banking — Internet Banking (view only) access via abal.online; other — Provides the flexibility to net foreign currency transactions or to invest at foreign currency interest rates for either investment or trading opportunities for a fixed period.; other — Different terms available; between one month and six months.
- The bank’s description
- Competitive Euro (EUR) short term investments.
- Interest calculated
- daily
Swiss Francs/CHF Term Deposit (Monthly): eligibility, conditions and features
- Eligibility
- Eligibility criteria for the product: • Any Individuals or business customers. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check requirements.
- Features
- other — Interest paid on maturity.; other — Competitive interest rates offered.; digital banking — Internet Banking (view only) access via abal.online; other — Different terms available; between one month and six months.
- The bank’s description
- Competitive Swiss Francs (CHF) short term investments.
- Interest calculated
- daily
Also published, not ranked here: Fixed Term Deposit: Business other (product page).
Every line is the bank’s own statement in its feed, read that day — nothing is inferred. Early-withdrawal terms appear under conditions or features when a bank states them.
Rate historyevery sweep day since 26 Aug 2026 · 46 days · 12 terms
3mo 5.00% today
26 Aug 202610 Oct 2026
6mo 5.15% today
26 Aug 202610 Oct 2026
1yr 4.50% today
26 Aug 202610 Oct 2026
2yr 3.40% today
26 Aug 202610 Oct 2026
3yr 3.30% today
26 Aug 202610 Oct 2026
5yr 3.20% today
26 Aug 202610 Oct 2026
All 12 terms — the other 6
1mo 2.25% today
26 Aug 202610 Oct 2026
2mo 2.25% today
26 Aug 202610 Oct 2026
4mo 3.80% today
26 Aug 202610 Oct 2026
5mo 3.80% today
26 Aug 202610 Oct 2026
9mo 4.50% today
26 Aug 202610 Oct 2026
4yr 3.30% today
26 Aug 202610 Oct 2026
Each line is the best retail rate Arab Bank Australia published for that term on each day we read its feed. A break in the line is a day we read no rate for that term — the feed could not be read, or the bank did not publish that term that day — never a rate carried forward.
Where Arab Bank Australia sitsagainst the 77 banks ranked today
1yr: 68 banks ahead
- Community First Bank 5.60%
- Dnister Bank 5.55%
- Heartland Bank 5.55%
- Unity Bank 5.50%
- Alex Bank 5.50%
- Bank Australia 5.50%
- and 62 more on the leaderboard
6mo: 19 banks ahead
- Heartland Bank 5.45%
- RACQ Bank 5.45%
- Unity Bank 5.35%
- Dnister Bank 5.30%
- Bank Australia 5.30%
- Bank First 5.30%
- and 13 more on the leaderboard
Timeline0 rate changes since 26 Aug 2026 · ▲0 ▼0 · 1 event
| Date | Term | From → to | Δ |
|---|---|---|---|
| 30 Sep 2026 | RBA | RBA cash rate 4.60% — up 0.25 pointsReserve Bank decision effective 2026-09-30: cash rate target 4.60%, a rise of 0.25 percentage points. | |
Questions about these rates
What is Arab Bank Australia’s best term deposit rate today?
On 10 Oct 2026, the best retail term deposit rate Arab Bank Australia publishes in its Consumer Data Right feed is 5.15% for 6 months (Fixed Term Deposit - Personal). That is joint #60 of the 77 Australian banks ranked by best rate today.
What is Arab Bank Australia’s 12-month term deposit rate?
4.50% as read on 10 Oct 2026, 0.75 points below the market median of 5.25%, and joint #69 of the 75 banks publishing a 12-month rate. The market-best 12-month rate today is 5.60%.
What is the minimum deposit at Arab Bank Australia?
The lowest minimum Arab Bank Australia states in its feed is $10,000 (Fixed Term Deposit - Personal, 1-month). Check the product disclosure statement for balance tiers.
When did Arab Bank Australia last change a term deposit rate?
We have not read a change to any of Arab Bank Australia’s published retail term deposit rates since we first read its feed on 26 Aug 2026. Days on which we read no rate are not counted as unchanged.
Are deposits with Arab Bank Australia guaranteed?
Arab Bank Australia publishes its products under the Consumer Data Right as an Australian data holder. Under the Financial Claims Scheme, administered by APRA, protected Australian-dollar deposit accounts at an Australian-incorporated authorised deposit-taking institution (ADI) are covered up to $250,000 per account holder per ADI. Several brands can share one ADI licence, in which case the cap covers them together, so confirm which licence Arab Bank Australia operates under before relying on the guarantee. Scheme facts checked against apra.gov.au (Financial Claims Scheme) on 15 Sep 2026 — the link is under “About Arab Bank Australia” below; rates are as read on 10 Oct 2026.
About Arab Bank Australia
- Registered as
- Arab Bank Australia Limited
- Type
- Foreign-owned bank
- Part of
- Arab Bank plc
- Website
- www.arabbank.com.au
- Consumer Data Right feed
- https://public.cdr.arabbank.com.au
- Deposit guarantee
- Financial Claims Scheme, up to $250,000 per account holder per ADI — scheme details and covered institutions at APRA (checked 15 Sep 2026)
The rates on this page are the retail term deposit rates Arab Bank Australia publishes in its own Consumer Data Right product feed, read once a day. Business, SMSF and staff-only products are left out. A product the bank publishes as “tailored” (pricing may be negotiated) is included only when the bank also states it is open to individuals, and is marked as tailored. A day on which we read no rate is a gap on this page — never an estimate.
Facts about the institution reviewed 15 Sep 2026. Rates read 10 Oct 2026.
Savings accountshighinterestsavingsaccounts.org
Arab Bank Australia has no savings account on today’s board at highinterestsavingsaccounts.org, our sister site for at-call savings rates.
Please note: the savings figures on this page are estimates only and may not reflect the return you actually receive. Actual returns vary with tax, fees, the interest payment frequency and any change the bank makes to a rate before you open the account. Rates are the bank’s own published Consumer Data Right figures and may differ for particular balance tiers or online-only products. Always read the product disclosure statement, confirm the rate with the bank, and consider your own circumstances. Nothing here is financial advice or a recommendation. This site is published by Nutshell Media Pty Ltd, which is not affiliated with any bank, credit union or building society.