Family First Bank term deposit rates
Family First Bank was not on today’s read on 10 Oct 2026, so there is no rate for today. Rates were last read on 27 Aug 2026; the history and every change we read are below. Registered as Family First.
Rate historyevery sweep day since 26 Aug 2026 · 46 days · 7 terms
3mo
26 Aug 202610 Oct 2026
4mo
26 Aug 202610 Oct 2026
6mo
26 Aug 202610 Oct 2026
1yr
26 Aug 202610 Oct 2026
2yr
26 Aug 202610 Oct 2026
3yr
26 Aug 202610 Oct 2026
All 7 terms — the other 1
5mo
26 Aug 202610 Oct 2026
Each line is the best retail rate Family First Bank published for that term on each day we read its feed. A break in the line is a day we read no rate for that term — the feed could not be read, or the bank did not publish that term that day — never a rate carried forward.
Timeline0 rate changes since 26 Aug 2026 · ▲0 ▼0 · 1 event
| Date | Term | From → to | Δ |
|---|---|---|---|
| 30 Sep 2026 | RBA | RBA cash rate 4.60% — up 0.25 pointsReserve Bank decision effective 2026-09-30: cash rate target 4.60%, a rise of 0.25 percentage points. | |
Questions about these rates
When did Family First Bank last change a term deposit rate?
We have not read a change to any of Family First Bank’s published retail term deposit rates since we first read its feed on 26 Aug 2026. Days on which we read no rate are not counted as unchanged.
Are deposits with Family First Bank guaranteed?
Family First Bank publishes its products under the Consumer Data Right as an Australian data holder. Under the Financial Claims Scheme, administered by APRA, protected Australian-dollar deposit accounts at an Australian-incorporated authorised deposit-taking institution (ADI) are covered up to $250,000 per account holder per ADI. Several brands can share one ADI licence, in which case the cap covers them together, so confirm which licence Family First Bank operates under before relying on the guarantee. Scheme facts checked against apra.gov.au (Financial Claims Scheme) on 15 Sep 2026 — the link is under “About Family First Bank” below; rates are as read on 10 Oct 2026.
About Family First Bank
- Registered as
- Family First
- Also known as
- Family First Credit Union
- Type
- Customer-owned bank (mutual)
- Part of
- Beyond Bank Australia
- Deposit guarantee
- Financial Claims Scheme, up to $250,000 per account holder per ADI — scheme details and covered institutions at APRA (checked 15 Sep 2026)
The rates on this page are the retail term deposit rates Family First Bank publishes in its own Consumer Data Right product feed, read once a day. Business, SMSF and staff-only products are left out. A product the bank publishes as “tailored” (pricing may be negotiated) is included only when the bank also states it is open to individuals, and is marked as tailored. A day on which we read no rate is a gap on this page — never an estimate.
Family First Bank (Lithgow, NSW) merged into Beyond Bank Australia on 7 June 2026; its own Consumer Data Right feed has not answered since, so this page carries its history only. Its former members are now Beyond Bank customers.
Facts about the institution reviewed 15 Sep 2026. No comparable rate on 10 Oct 2026; rates last read 27 Aug 2026.
Savings accountshighinterestsavingsaccounts.org
Family First Bank has no savings account on today’s board at highinterestsavingsaccounts.org, our sister site for at-call savings rates.
Please note: the savings figures on this page are estimates only and may not reflect the return you actually receive. Actual returns vary with tax, fees, the interest payment frequency and any change the bank makes to a rate before you open the account. Rates are the bank’s own published Consumer Data Right figures and may differ for particular balance tiers or online-only products. Always read the product disclosure statement, confirm the rate with the bank, and consider your own circumstances. Nothing here is financial advice or a recommendation. This site is published by Nutshell Media Pty Ltd, which is not affiliated with any bank, credit union or building society.